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Boost Your Confidence
Obtaining a college degree can have a lasting impact on an individual's personal and professional growth. According to a study by the National Bureau of Economic Research, college graduates are more likely to experience job satisfaction and report higher levels of overall well-being than those without a degree [1]. Pursuing higher education also provides individuals with the opportunity to develop new skills and knowledge in their field, leading to increased marketability in the job market [1]. Additionally, obtaining a college degree can lead to increased self-confidence and self-esteem, as individuals feel a sense of accomplishment and pride in their achievement [2]. Ultimately, investing in a college degree can be a significant boost to one's confidence and skill set, paving the way for a successful and fulfilling career.
Open Doors To The World
Having a college degree is essential in today's competitive job market. According to a report by the Lumina Foundation, individuals with a college degree are more likely to have a stable job and earn a higher salary than those without a degree [3]. A college degree also opens up a wide range of career opportunities that might otherwise be inaccessible, including access to higher-level positions with greater responsibility and advancement opportunities [4]. In addition, a college education enhances critical thinking skills, making individuals more well-rounded and competitive in the job market [4]. By obtaining a college degree, individuals can broaden their perspectives and set themselves up for long-term career success.
Gain A Competitive Edge
Obtaining a college degree can provide individuals with a competitive edge in the job market. According to a report by the Georgetown University Center on Education and the Workforce, individuals with a bachelor's degree have a lower unemployment rate and earn significantly more than those without a degree [5]. In addition to having the necessary skills for a job, employers are increasingly seeking individuals with a commitment to ongoing learning and professional development [5]. A college degree demonstrates to employers that an individual has the drive and determination to achieve a higher level of education and possesses the skills and knowledge required to succeed in their field [6]. By obtaining a college degree, individuals can increase their marketability and stand out in a crowded job market.
Invest In Your Future
Investing in a college degree is a smart investment in one's future. According to a report by the Federal Reserve Bank of New York, individuals with a bachelor's degree earn significantly more and experience lower unemployment rates than those without a degree [7]. Furthermore, a college education provides individuals with the skills and knowledge necessary to succeed in an ever-changing job market [8]. The benefits of a college degree can last a lifetime and continue to pay dividends throughout an individual's career, including increased earning potential, job security, and upward mobility [9]. By investing in a college degree, individuals can secure their future and set themselves up for success.
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Can I Make More Money With A Degree?
According to the U.S. Bureau of Labor Statistics, individuals with a bachelor's degree earn significantly more than those with only a high school diploma. In 2020, the median weekly earnings of full-time wage and salary workers with a bachelor's degree was $1,305, which is $502 more per week than the median weekly earnings of those with only a high school diploma ($803) [10]. This translates to an annual difference of $26,104, highlighting the significant earning potential that comes with a college degree.
How Much Financial Aid Is Available
The National Postsecondary Student Aid Study (NPSAS:16) published in January 2018 showed that 55% of undergraduate students received federal aid, 22% received state aid, and 25% received institutional aid. (2015-16 NPSAS:16) (Source)
What About Pell Grants?
The Federal Pell Grant is a valuable source of financial aid for students pursuing higher education. For the 2023-24 award year (July 1, 2023, to June 30, 2024), the maximum Federal Pell Grant award is $7,395 ("Federal Pell Grants," n.d.). The amount of the award is determined by several factors, including the student's financial need, the cost of attendance, their enrollment status, and their plans to attend school for a full academic year or less ("Federal Pell Grants," n.d [11].). Overall, the Federal Pell Grant program is a critical source of financial assistance that can help students achieve their educational goals without taking on excessive debt. [11]
Note: Visit StudentAid.gov for the latest information on Pell Grants
Do I Have To Repay Grants?
According to the US Department Of Education (See References [11, 12]), "A Federal Pell Grant, unlike a loan, does not have to be repaid, except under certain circumstances." [11]. It's important to understand when you must repay grants before accepting them. Here are some examples of why you might have to repay all or part of a federal grant: You withdrew early from the program for which the grant was given to you. Your enrollment status changed in a way that reduced your eligibility for your grant (for instance, if you switch from full-time enrollment to part-time, your grant amount will be reduced). You received outside scholarships or grants that reduced your need for federal student aid. You received a TEACH Grant, but you did not meet the requirements of your TEACH Grant service obligation. You received Federal Pell Grant funds from more than one school at a time. See also references [11, 12].
References
[1] Oreopoulos, P., & Petronijevic, U. (2013). Making college worth it: A review of research on the returns to higher education. National Bureau of Economic Research. https://www.nber.org/system/files/working_papers/w19053/w19053.pdf
[2] Bureau of Labor Statistics. (2018). Education pays. https://www.bls.gov/careeroutlook/2018/data-on-display/education-pays.htm
[3] Gallup & Lumina Foundation. (2014). America's call for higher education redesign. https://www.luminafoundation.org/files/resources/americas-call-for-higher-education-redesign.pdf
[4] National Association of Colleges and Employers. (2019). Job outlook 2019. https://www.naceweb.org/job-market/trends-and-predictions/job-outlook-2019/
[5] Carnevale, A. P., Smith, N., & Strohl, J. (2013). Recovery: Job growth and education requirements through 2020. Georgetown University Center on Education and the Workforce. https://cew.georgetown.edu/wp-content/uploads/2014/11/Recovery2020.ES_.Web_.pdf
[6] U.S. Bureau of Labor Statistics. (2020). Education level and projected openings, 2019–29. https://www.bls.gov/careeroutlook/2020/article/education-level-and-openings.htm
[7] Abel, J. R., & Deitz, R. (2014). Do the benefits of college still outweigh the costs? Federal Reserve Bank of New York. https://www.newyorkfed.org/medialibrary/media/research/current_issues/ci20-3.pdf
[8] National Center for Education Statistics. (2020). The condition of education 2020. https://nces.ed.gov/programs/coe/pdf/coe_csb.pdf
[9] U.S. Bureau of Labor Statistics. (2019). Education pays. https://www.bls.gov/careeroutlook/2018/data-on-display/education-pays.htm
[10] U.S. Bureau of Labor Statistics. (2021). Usual weekly earnings of wage and salary workers first quarter 2021. https://www.bls.gov/news.release/wkyeng.nr0.htm
[11] U.S. Department of Education. (n.d.). Federal Pell Grants https://studentaid.gov/understand-aid/types/grants/pell
[12] U.S. Department of Education. (n.d.). Repay grants. https://studentaid.gov/understand-aid/types/grants
IMPORTANT NOTE:
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Disclosure: Not all programs are accelerated, available in all locations, or in both online and on-campus formats. The transferability of credits is subject to each school's transfer credit policy. Financial aid including grants, scholarships and loans may be available to those who qualify. Program lengths and outcomes vary according to each institution's specific curriculum and employment opportunities are not guaranteed. FindDegreesOnline is a consumer information site that offers free ratings and recommendations of colleges and universities. We are an advertising-supported service and receive compensation from many of the schools that appear on our site. Compensation may impact which schools we rate and recommend and where those schools appear. FindDegreesOnline takes into consideration several proprietary rules to determine how and where schools appear on our site. All opinions expressed on this site are our own, including, without limitation, our designation of a particular institution as being a "top" school.
